Coverage is be available to Certified Equine Interaction Professionals whether they own, lease, use their own facility, or are independent contractors traveling to other locations to practice equine assisted therapy or education.
General Liability insurance protects the Named Insured (the individual CEIP practitioner or his/her business entity, whichever is named in the policy) against Bodily Injury and/or Property Damage lawsuits allegedly arising out of the Named Insured’s equine operations. This policy does not provide professional liability insurance for therapists, so that a professional liability policy will still be needed from another insurance source, in accordance with the applicable state licensing requirements.
Three limits of coverage are available:
$300,000 per occurrence. Minimum annual cost would be $425.
$500,000 per occurrence. Minimum annual cost would be $575.
$1,000,000 per occurrence with an Aggregate limit of $3,000,000. Minimum annual cost would be $695. This level is recommended.
No policy will be issued for less than the minimum. Annual costs will be based on the number of animals owned, the number used, the type of premises and a variety of other factors, and can easily exceed the minimum premium amount. Please request a quote to find out your actual costs.
Markel Insurance Company has been an industry leader in equine insurance for over 55 years. Markel partners with many equine associations and breed disciplines such as PATH Intl., AQHA, USHJA, and USDF, providing coverages specially designed to meet the unique needs of the organizations’ members. Debi DeTurk Peloso, CPCU has been with Markel since 1982. She specializes in liability and property insurance coverages for a variety of equine operations.
Contact Debi DeTurk Peloso at 888-217-3657, fax 850-973-4113 or email
ddpmic@earthlink.net
to answer any questions or for a quote.
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